Asset Protection Trusts

Protect Your Property, Preserve Your Wealth, and Secure Your Family’s Future

An Asset Protection Trust (APT) is one of the strongest legal tools available for shielding your property from future risks. Whether you’re concerned about long-term care costs, lawsuits, creditors, or preserving wealth for the next generation, an asset protection trust helps safeguard what you’ve worked hard to build.

Unlike traditional estate planning documents, an Asset Protection Trust does more than distribute assets after death—it provides ongoing, lifetime protection while also supporting your long-term planning goals.

What Is an Asset Protection Trust?

An Asset Protection Trust is a specialized type of trust designed to:

Protect assets from creditors and lawsuits
Preserve property for future generations
Plan for long-term care and Medicaid eligibility
Provide controlled, secure financial management
Reduce risks associated with aging, illness, or incapacity

Depending on your needs, an APT may be:

Irrevocable — offering the highest level of protection
Domestic — created within the U.S.
Income-restricted or discretionary — tailored to manage distributions

Our attorneys advise on the best structure to match your goals, financial situation, and risk exposure.

Why Consider an Asset Protection Trust?

1. Shield Your Assets From Creditors & Legal Claims

An APT can safeguard your home, savings, investments, and other key assets from:

Lawsuits
Business liability
Professional malpractice claims
Divorce or family disputes
Creditors

This is especially valuable for professionals, business owners, and clients with significant assets.

2. Long-Term Care & Medicaid Planning

Many clients use an APT to prepare for rising long-term care costs.
Proper planning can help:

Protect a primary residence
Preserve savings for a spouse or children
Structure assets for future Medicaid eligibility

An Asset Protection Trust must be drafted carefully to comply with federal and state rules—we ensure it is done correctly.

3. Preserve Your Property for the Next Generation

You decide who will ultimately inherit your assets and when.
Your trust instructions can:

Protect beneficiaries from mismanaging funds
Shield inheritances from creditor claims
Prevent disputes among family members
Support children, spouses, or dependents long-term

4. Avoid Probate & Maintain Privacy

Assets in an APT typically:

Avoid probate
Transfer privately
Move efficiently to beneficiaries
Remain shielded from public record

5. Provide Financial Continuity During Incapacity

If you become ill or unable to manage your affairs, the trustee can continue managing assets without court involvement, ensuring stability and seamless financial protection.

What Can You Place in an Asset Protection Trust?

Depending on the design of your trust, you may protect:

Real estate (primary residence and investment properties)
Savings and money market accounts
Investments and brokerage accounts
Business interests
Valuable personal property
Life insurance policies (if properly structured)

Our attorneys help you determine what should and should not be placed into your trust.

Who Should Consider an Asset Protection Trust?

An Asset Protection Trust is ideal for:

Seniors planning for future long-term care needs
Professionals exposed to liability
High-net-worth individuals
Business owners and entrepreneurs
Families wanting to preserve generational wealth
Parents supporting a child with financial vulnerabilities
Individuals with blended families or complex estates

If you want to control your wealth while insulating it from risk, an APT may be the perfect solution.

How We Create an Asset Protection Trust

1. Comprehensive Risk Assessment

We review your financial profile, family situation, estate goals, and liability exposure.

2. Trust Design & Drafting

We customize an APT based on:

Asset type
Tax considerations
Medicaid eligibility factors
Beneficiary needs
Privacy goals
State-specific laws

3. Trust Funding & Transfer Guidance

You decide who will ultimately inherit your assets and when.
Your trust instructions can:

Protect beneficiaries from mismanaging funds
Shield inheritances from creditor claims
Prevent disputes among family members
Support children, spouses, or dependents long-term

4. Ongoing Legal Support

We provide updates, compliance review, and support for your trustee and beneficiaries.

Protect Your Assets With Confidence

An Asset Protection Trust is one of the strongest tools to secure your future, protect your family, and reduce legal and financial risks.
Our attorneys provide the knowledge, precision, and personalized strategies needed to create a secure and effective trust.